Preparing To Shop For Your Mortgage

Dated: 02/07/2019

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Preparing To Shop For Your Mortgage

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Buying a home is exciting. It’s also one of the most important financial decisions you’ll make. Choosing a mortgage to pay for your new home is just as important. Don’t rush into it.


GOALS FOR THIS PHASE

Determine How Much You Want to Spend On A Home

Decide If It's The Right Time To Buy A Home

Gather Your Application Paperwork


ACTION STEPS

Before you start shopping for a home and a mortgage, set yourself up for success by taking time to prepare. Use this step-by-step guide to check your credit, assess your finances, set your home-price budget, and more.

Check Your Credit
Assess Your Spending
Budget For New Or Changed Expenses
Determine Your Down Payment
Decide How Much You Want To Spend On A Home
Consider Whether It's The Right Time For You To Buy
Build A Network Of Advisors
Create A Loan Application Package


TOOLS FOR THIS PHASE

Credit Report ChecklistSpending TrackerInterest Rate Explorer

Please select one of the 4 Links Below to continue
Back To StartExploring Loan ChoicesComparing Loan OffersClosing On Your New Home

Image titleAt Regional Realty, we are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin
Image titleFeatured properties may not be listed by the office/agent presenting this brochure.  Information has not been verified, is not guaranteed and is subject to change.  The data relating to real estate for sale on this report comes in part from the Internet Data Exchange program of Northern Kentucky MLS.
Image titleCFPB information was relied upon heavily for the content of this blog post. Where applicable credit is hereby given to the Consumer Financial Protection Bureau for the reference to their content.

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Terry Eibeck

Terry is the Principal Broker at Regional Realty. He is a motivated Realtor specializing with investors and new home buyers located in the following areas; Alexandria, Ft. Thomas, Ft. Mitchell, Indepe....

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